529 Plan Disclosure

A 529 plan is a college savings plan that allows individuals to save for college on a tax-advantaged basis. Every state offers at least one 529 plan.

Before buying a 529 plan, you should find out about the particular plan and its fees and expenses. You should also consider that certain states offer tax benefits and fee savings to in-state residents. Whether a state tax deduction and/or application fee savings are available depends on your state of residence. For tax advice, consult your tax professional. For information concerning 529 plans, including information comparing the performance of difference states' 529 plans, contact your financial professional.

If you purchase a 529 plan through Cetera Financial Specialists, both Cetera Financial Specialists and your financial professional receive compensation from the 529 plan program sponsor in much the same manner as it does when you purchase mutual funds. For additional information concerning possible sources of compensation to Cetera Financial Specialists, please see The Compensation for Cetera Financial Specialists.

Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC.